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Fourth Circuit Holds Good-Faith Review May Consider Whether Secured Property Is Necessary for Above-Median Chapter 13 Debtors
In a published opinion, the Fourth Circuit affirmed the denial of confirmation of an above-median Chapter 13 debtor’s plan that proposed to pay off three recently purchased vehicles while paying unsecured creditors less than eight cents on the dollar. In Goddard v. Burnett, No. 25-1303 (4th Cir. Apr. 28, 2026), the court held that technical […]
Tags: 1325(a)(3), 1325(b), bankruptcy, BAPCPA, chapter 13, confirmation, disposable income, good faith, luxury vehicles, means test, Secured Debt
April 28, 2026
Ninth Circuit Allows Section 524(i) Discharge-Violation Claim to Proceed Against Mortgage Creditors
In an unpublished memorandum disposition, the Ninth Circuit affirmed a Bankruptcy Appellate Panel decision reviving Chapter 13 debtors’ claim that their mortgage creditors violated the discharge injunction by failing to properly credit payments made under their confirmed plan. In Valdellon v. PHH Mortgage Corp., No. 25-538 (9th Cir. Apr. 20, 2026), the court held that […]
Tags: 3002.1, 524(i), bankruptcy, Taggart
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