Welcome to the National Consumer Bankruptcy Rights Center (NCBRC). We are dedicated to protecting the rights of consumer debtors in bankruptcy appeals, ensuring fair and just treatment within the legal system. Our mission is to advocate for a balanced approach to bankruptcy law, providing support and resources for consumers and attorneys alike. Together, we strive to uphold the integrity of the bankruptcy process for individuals seeking a fresh financial start.
NCBRC Gratefully Acknowledges Our Most Generous Donors
Diamond Level (Over $10,000)
• AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION
• HSF KRAMER
* QUINN EMMANUEL FOUNDATION
• LOWENSTEIN SANDLER LLP (CY PRES)
• REED ALLMAND
Latest Posts
Seventh Circuit Holds Illinois Tax Purchaser Entitled to 18% Interest Rate in Chapter 13
Divided Court Holds Tax Purchaser Has a “Tax Claim” Under § 511(a); Judge Hamilton Warns Decision Gives Private Investor a Windfall and Makes Chapter 13 Relief More Difficult In In re Romero, No. 25-2021 (7th Cir. July 16, 2026), the Seventh Circuit affirmed a bankruptcy court ruling that an Illinois tax purchaser holds a “tax…
Second Circuit Holds Debtor Lacked Standing to Seek Preemptive Determination of Tax Dischargeability
Court Rules Bankruptcy Court Should Have Deferred to IRS’s Later-Filed—but First Jurisdictionally Proper—District Court Action In In re Goebel, No. 25-103 (2d Cir. July 28, 2026), the Second Circuit held that a Chapter 7 debtor lacked Article III standing to obtain a determination of the dischargeability of federal income-tax debts where, at the time she…
Michigan Supreme Court Leaves Presentment Ruling in Place; Governor Vetoes Bankruptcy Exemption and Garnishment Reforms
Court victory preserves the constitutional presentment requirement, but veto leaves vulnerable Michigan consumers without long-overdue protections On July 10, 2026, the Michigan Supreme Court denied the applications for leave to appeal in Senate v. House of Representatives, leaving undisturbed the Michigan Court of Appeals’ ruling that the House must present nine previously passed bills to…