Welcome to the National Consumer Bankruptcy Rights Center (NCBRC). We are dedicated to protecting the rights of consumer debtors in bankruptcy appeals, ensuring fair and just treatment within the legal system. Our mission is to advocate for a balanced approach to bankruptcy law, providing support and resources for consumers and attorneys alike. Together, we strive to uphold the integrity of the bankruptcy process for individuals seeking a fresh financial start.
NCBRC Gratefully Acknowledges Our Most Generous Donors
Diamond Level (Over $10,000)
• AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION
• HSF KRAMER
* QUINN EMMANUEL FOUNDATION
• LOWENSTEIN SANDLER LLP (CY PRES)
• REED ALLMAND
Latest Posts
Fourth Circuit Rejects Equitable Mootness in Chapter 13 Plan Confirmation Appeal
In a published opinion, the Fourth Circuit held that a district court erred in dismissing a Chapter 13 debtor’s appeal as equitably moot merely because a later plan had been confirmed and payments had begun. In Cook v. Chapter 13 Trustee, No. 25-1048 (4th Cir. Apr. 13, 2026), the court emphasized that equitable mootness is…
Fourth Circuit Affirms Denial of Arbitration in Automatic Stay Action Against Goldman Sachs
In a 2-1 opinion, the Fourth Circuit held that a bankruptcy court may refuse to compel arbitration of a debtor’s claim for willful violation of the automatic stay under Section 362(k) where arbitration would conflict with the purposes of the Bankruptcy Code. In Goldman Sachs Bank USA v Brown, the court concluded that sending the…
NCBRC Releases 2025 Year in Review
The National Consumer Bankruptcy Rights Center is pleased to announce the publication of its 2025 Year in Review, highlighting a year of sustained appellate advocacy, national collaboration, and meaningful impact on consumer bankruptcy jurisprudence. The full report is available here: NCBRC 2025 Year in Review. In 2025, NCBRC’s advocacy reached seven federal circuits and the…