Welcome to the National Consumer Bankruptcy Rights Center (NCBRC). We are dedicated to protecting the rights of consumer debtors in bankruptcy appeals, ensuring fair and just treatment within the legal system. Our mission is to advocate for a balanced approach to bankruptcy law, providing support and resources for consumers and attorneys alike. Together, we strive to uphold the integrity of the bankruptcy process for individuals seeking a fresh financial start.
NCBRC Gratefully Acknowledges Our Most Generous Donors
Diamond Level (Over $10,000)
• AMERICAN COLLEGE OF BANKRUPTCY FOUNDATION
• HSF KRAMER
* QUINN EMMANUEL FOUNDATION
• LOWENSTEIN SANDLER LLP (CY PRES)
• REED ALLMAND
Latest Posts
Chapter 7 Trustee Bound by Pre-Conversion Agreement
The Chapter 7 trustee was bound by the Chapter 13 trustee’s pre-conversion concession that the creditor’s liens were valid. Therefore the Chapter 7 trustee could not prevent the creditor from receiving the proceeds from the sale of the property securing the liens. In re Hillis, No. 20-70372 (Bankr. M.D. Ga. Jan. 11, 2023). When the debtors…
National Consumer Bankruptcy Rights Center Seeks Part-time Executive Director
The National Consumer Bankruptcy Rights Center is seeking a new Executive Director. The position will consist of remote work as an independent contractor, approximately half time, although hours may vary from month to month. The National Consumer Bankruptcy Rights Center is a 501(c)(3) organization dedicated to protecting the integrity of the bankruptcy system and preserving…
Creditor Must Resume Statements After Discharge
PNC’s TILA obligation to provide regular statements concerning the plaintiffs’ debt resumed after the debtors received their bankruptcy discharge even though the plaintiffs’ bankruptcy case was not closed until almost four years later. Polonowski v. PNC Bank, NA, No. 20-151 (W.D. Mich. Jan. 23, 2023). The plaintiffs had a home equity line of credit (HELOC) with…