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Protecting The Rights Of Consumer Debtors In Bankruptcy.

United States Courthouse

Welcome to the National Consumer Bankruptcy Rights Center (NCBRC). We are dedicated to protecting the rights of consumer debtors in bankruptcy appeals, ensuring fair and just treatment within the legal system. Our mission is to advocate for a balanced approach to bankruptcy law, providing support and resources for consumers and attorneys alike. Together, we strive to uphold the integrity of the bankruptcy process for individuals seeking a fresh financial start.

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Latest Posts

NCBRC and NACBA Stand Firm on Bankruptcy Rights in Duarte v. Hillard

By NCBRC Editor | February 10, 2025

What happens when a creditor misses their deadline but tries to bend the rules to get paid anyway? That’s the central issue in Duarte v. Hillard, a case before the Ninth Circuit Court of Appeals, where the National Consumer Bankruptcy Rights Center (NCBRC) and the National Association of Consumer Bankruptcy Attorneys (NACBA) have stepped in…

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NCBRC Welcomes Two Esteemed New Board Members

By NCBRC Editor | February 10, 2025

The National Consumer Bankruptcy Rights Center (NCBRC) is thrilled to announce the addition of two distinguished professionals to our Board of Directors: Eugene Melchionne and Thomas Moers Mayer. With decades of legal expertise and deep commitments to consumer bankruptcy rights, Gene and Tom bring invaluable knowledge and leadership to our mission. Eugene Melchionne: A Champion…

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Tenth Circuit to Decide Dispute Over Child Tax Credit Exemption in Bankruptcy

By NCBRC Editor | January 14, 2025

Facts The Tenth Circuit is reviewing a case that centers on Colorado’s bankruptcy exemption statute, which allows debtors to exempt the “full amount” of tax refunds attributed to the Child Tax Credit (CTC). The debtor, Jose L. Garcia-Morales, filed for Chapter 7 bankruptcy in 2021 and claimed an exemption for his $1,800 CTC, which resulted…

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